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Are your Health Insurance Premiums Too High? 

There is an alternative.

Excelsior Benefits is an independent insurance wholesaler, specializing in individual or group medical and dental plans.  Our expertise is providing benefit knowledge for consumers and independent insurance agents that may be:

  • Paying too much for coverage at your employer
  • Evaluating if COBRA is the right solution after a lay-off
  • Uninsured but wanting to find health coverage

    After we assist in selecting health or dental plan that suits your needs and is the best value for your health care dollar, we will guide you through the application process, and provide all service after the policy is issued.

    We represent Medica Health Plans, one of Minnesota’s largest health insurers.  Medica offers health and dental plans with reasonable monthly premiums.  Their options include: 

    MEDICA HSA - A high deductible health plans that can be paired with a pre-tax savings account for maximum health care dollar efficiency.

    MEDICA VALUE - A traditional major medical health plan with deductible options ranging from $150 to $5,000 annually.

    MEDICA SOLO - Medica’s most affordable plan that combines a high deductible with first dollar coverage for wellness and co-pays for office visits and prescription drugs.

    To discuss your health care or dental needs, please contact Paul Karno today at 1-800-931-5075 x 4725, and he will assist you with plan design questions and provide assitance on the application process.

    In addition to Medica Health Plans we also offer Minnesota alternatives such as Assurant Health for individual and family coverages.



  • Excelsior Benefits Announces Partnership with HealtheChoices
    Press Release Date: 01/18/2010
    Excelsior Benefits is proud to announce a marketing partnership with HealtheChoices, in association with Mayo Clinic Health Solutions, which allows groups 26+ EE lives to choose up to four plans and determine their desired cost.

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